DISCLAIMER

ZENITH ADMINISTRATORS, INC. WEB SITE

BENEFIT PLANS:

Nothing on this website is meant to interpret or extend or change in any way the provisions expressed in the Plan document(s). The Plan Sponsor or Trustees reserve the right to amend, modify, decrease or discontinue all or part of the Plan whenever, in their judgment, conditions so warrant.

Benefits described in the Plan document and in the Summary Plan Description may be fully insured or self-funded by the Plan. Self-funded benefits are limited to Plan assets available for such purposes.

WEB SITE INFORMATION:

Use of this web site is entirely at your own risk. Zenith Administrators, Inc., its affiliates, clients, plan sponsors, or Trustees, are not responsible for the consequences relating to reliance on any information contained in or submitted to the site. The content and materials contained within this site are provided "AS IS" without warranty of any kind. NO warranty is either expressed or implied, including warranties of merchantability or fitness for a particular purpose. Zenith Administrators, Inc., its affiliates, clients, plan sponsors or Trustees shall not be liable for any direct, special, indirect, incidental consequential or punitive damages related to use of this website.